Архив раздела ‘monthly installment loans’

The SE measure ranges from 0 to ln(n), in which a larger value indicates a more diversified loan portfolio

Besides, the additional use of the SE index is to check whether our regression results are sensitive to the choice of different portfolio diversification measures. Hence, we build up the SE measure using the formula as: (3) S E i t = ? s = 1 n x s i t ? l n 1 x s i t (3)

Due to the heterogeneous banking profiles in research markets, prior works indicate slightly different ways of calculating loan portfolio diversification measures. For instance, Acharya et al. ( 2006 ) design a disaggregated sector decomposition based on each bank’s top five industrial exposures with a sixth exposure covering the sum of the remaining exposures (where some exposures could be to any of the 23 industries). Hayden et al. ( 2007 ) use the German classification system with 23 economic sectors, noting that these sectors account for the largest outstanding loans at most banks surveyed. For the Brazilian market, thanks to the standardization of financial information published by all banks, Tabak et al. ( 2011 ) efficiently compute consistent diversification measures with 21 classified economic sectors. Regarding the Chinese ) start from original loan portfolios with 13 industries, then make some adjustments to reduce to 9 industries before calculating their portfolio diversification measures.

We have to pay careful attention when setting up the formats of calculating sectoral loan portfolio diversification measures in the Vietnamese banking context. Unlike banks in many developed markets using standard sector classification systems and publishing adequate financial information, Vietnamese banks show no consensus in dealing with their sectoral loan portfolio structures. Читать далее »

Prior to going agencies-front, Kate spent 10 years at the a brilliant-local financial and you will are Vice-president off Public Factors

Catherine Tinsley, Ph.D., are a professor from government from the Georgetown University’s McDonough School regarding Business, Faculty Manager of your Georgetown School Ladies’ Leadership Institute, Instructional Movie director from Georgetown McDonough’s Executive Master’s inside Frontrunners program, and you can an elderly Coverage Student during the Georgetown Cardiovascular system to own Company and you can Public https://paydayloanexpert.net/installment-loans-ks/ Coverage. Tinsley try an expert on the intercourse brilliant frontrunners, intercourse parity and you can staff members advancement, negotiations, and decision-making. For the past 2 years, she participated in The nation Economic Forum’s annual fulfilling inside the Davos, Switzerland in which she talked regarding the character off count on into the women’s financial empowerment. Inside the 2012 and you can 2013, she partnered towards U.S. Chamber away from Commerce to study a decade away from sex from the C-suite-evaluating exactly how ladies fared in accordance with males in in public places exchanged organizations away from 2000-2010. Читать далее »